Everything subscriptions need. Nothing they don't.
Chia is the full billing engine: checkout, charging, retries, routing, webhooks and payouts. You keep the product; we keep the machine running.
Renewals that run themselves.
Every subscription moves through a seven-state machine that expects the real world: empty wallets, dropped sessions, late top-ups. Failed charges retry on payday-aware schedules until the revenue is recovered.
- ✓Automated renewals on any interval - weekly, monthly, custom
- ✓Smart retry logic tuned to mobile money behavior
- ✓Reminder emails before each charge, sent under your brand
- ✓Grace periods and past-due recovery, configurable per plan
Smart routing. One settlement.
Chia is the merchant of record. For every charge we pick the best provider for your subscriber's wallet - and fall back automatically when one rail fails. You never integrate a PSP again.
- ✓Cheapest-first routing across PayChangu, PawaPay, OneKhusa
- ✓Automatic failover when a provider is down
- ✓Optional provider pinning per plan in advanced settings
A phone number is the whole form.
Every business gets a hosted storefront with its plans and branding. Customers pick a plan, enter a phone number, and approve on their handset - USSD, PIN, TAN or redirect, whichever their wallet speaks.
- ✓Hosted plans page at usechia.com/s/your-business
- ✓Your logo, your colors, your plan copy
- ✓Works from a WhatsApp link on any phone
Monthly Pro · MWK 4,500 / month
Phone number:
+265 884 123 456
✓ Prompt sent - approve on your phone
See every payment in flight.
Plans, subscribers, payments, billing jobs, webhook deliveries - one dashboard shows exactly what the engine is doing right now, and what it collected while you slept.
- ✓MRR, active subscribers and success rate at a glance
- ✓Full payment and event history per subscriber
- ✓Team seats, roles and API keys
| Active subscribers | 847 +12% |
| MRR | MWK 4.2M +8% |
| Collection rate | 94.2% +2.1% |
| Past due | 23 retrying |
One event shape. Every provider.
Provider callbacks arrive messy and duplicated. Chia normalizes them into one signed event schema, deduplicates, and delivers with retries until your endpoint answers 200.
- ✓payment.success, payment.failed, subscription.renewed and more
- ✓Signed payloads, replay-safe delivery
- ✓Delivery log with one-click retry per event
Seven states. Zero babysitting.
The full lifecycle, exactly as the engine models it.